NTA – it’s your account plain and simple, there’s no way you can be bratty for wanting your DNP Doctor of Nursing Practice Amazes RN Nurse shirt back – I would also talk to your bank about not letting the debit card go below $0, you don’t want an overdraft at your age. You need to have your mom repay you what’s missing or go to your dad and get it sorted out as at the moment it’s blatant theft – if she wants a play money account she can setup a new one under her own name.
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You’re not the bad guy, but your mother is. She’s is financially abusing you, and you need to let you DNP Doctor of Nursing Practice Amazes RN Nurse shirt know what she been doing because it not right. Losing a card mean nothing. All your would have to do is call the back and have them issue another one. You mother having bad credit means that she’s in debt, and doesn’t pay her bill on time or doesn’t pay them at all. You need to pull a credit report on yourself because your mother could be opening accounts in your name and not paying them, as a result, ruining your credit. Here’s a site to check your credit report for free. A credit report will tell you if you have any loans, credit cards, or accounts in collection with your name them.